Ramesh/Judiciously Yours

The philosophy of death from our book "Extraordinary fate of an ordinary man" The souls are immortal and imperishable. A soul is an element of a jiva, the limited being, who is subjected to the impurities of attachment, delusion and laws of karma. Death is therefore not a significant calamity, not an end of all, but a natural action within the existence of a jiva (being) as a separate entity, a resting period during which it recuperates, reassembles its resources, adjusts its course and returns again to the world to continue its journey, unless a soul is liberated, neither life nor afterlife is permanent. they're both parts of a grand illusion. Death means a temporary cessation of physical activity – a necessary means of recycling the resources and energy and a chance for the jiva (that part which incarnates) to re-energise itself, review its programs and policies and plan for the subsequent phase of life. Each life experience on Earth and every incarnation of soul offers...

Why public sector banks are less effective as compared to their private peers? Since nationalization, Public Sector Banks (PSBs) had been showing a very rosy picture of their performance. But due to the policies of directed lending and priority sector lending, their  performance started declining and it became a matter of deep concern for the policymakers. Consequently, in the year 1991, the Government initiated the process of reforms in the financial system so as to provide the banks with operational flexibility and functional autonomy. The resources were allocated to the best possible use due to globalization and liberalization. However, the main focus in this period was on the safety and soundness of the banking system through human resource development, technological up gradation, transparency and management of organizational changes. It was also encouraging for the banks to play effective role in the growth of the country so that it could compete with the international standar...